OUR FEES

Remuneration Structure

Joe Coyle Financial Consultants Ltd. is remunerated by commission and other payments from product providers on the completion of business.

You may choose to pay in full for our services by means of a fee. These are listed below for life, pensions, investments and standard PRSAs. Where we receive recurring commission, this forms part of the remuneration for initial advice provided.  We reserve the right to charge additional fees if the number of hours relating to on-going advice/assistance exceeds 1 hour.

In circumstances where fees are chargeable or where you choose to pay in full for our service by fee, we will notify you in writing in advance and agree the scale of fees to be charged if different from fees outlined below.

If we receive commission from a product provider, this may be offset against the fee which we will charge you. Where the commission is greater than the fee due, the commission may become the amount payable to the firm unless an arrangement to the contrary is made.

 Life, Pension & Investment – Fees

You may elect to deal with us on a fee basis as follows:

Financial Adviser        €120.00 per hour

Administration staff     €50.00 per hour

 Standard Personal Retirement Savings Accounts (PRSA) – Fees

Where advice is requested for PRSAs, the following fees will apply:

Financial Adviser        €120.00 per hour

Administration staff     €50.00 per hour

Additional fees may be payable for complex cases and for outlays incurred. Where the fee differs from that outlined above we will notify you in advance and agree the scale of fees to be charged.